diff --git a/src/applications/bmqtool/m_bmqtool_application.cpp b/src/applications/bmqtool/m_bmqtool_application.cpp
index 4b27be27b..d7094212a 100644
--- a/src/applications/bmqtool/m_bmqtool_application.cpp
+++ b/src/applications/bmqtool/m_bmqtool_application.cpp
@@ -71,6 +71,49 @@ namespace {
 
 BALL_LOG_SET_NAMESPACE_CATEGORY("BMQTOOL.APPLICATION");
 
+/// Stack-built functor to pass to `bmqp::ProtocolUtil::buildEvent`
+struct BuildConfirmFunctor {
+    // DATA
+    bmqa::ConfirmEventBuilder& d_confirmBuilder;
+    const bmqa::Message&       d_message;
+
+    // CREATORS
+    inline explicit BuildConfirmFunctor(
+        bmqa::ConfirmEventBuilder& confirmBuilder,
+        const bmqa::Message&       message)
+    : d_confirmBuilder(confirmBuilder)
+    , d_message(message)
+    {
+        // NOTHING
+    }
+
+    // MANIPULATORS
+    inline bmqt::EventBuilderResult::Enum operator()()
+    {
+        return d_confirmBuilder.addMessageConfirmation(d_message);
+    }
+};
+
+/// Stack-built functor to pass to `bmqp::ProtocolUtil::buildEvent`
+struct BuildConfirmOverflowFunctor {
+    // DATA
+    bmqa::Session&             d_session;
+    bmqa::ConfirmEventBuilder& d_builder;
+
+    // CREATORS
+    inline explicit BuildConfirmOverflowFunctor(
+        bmqa::Session&             session,
+        bmqa::ConfirmEventBuilder& builder)
+    : d_session(session)
+    , d_builder(builder)
+    {
+        // NOTHING
+    }
+
+    // MANIPULATORS
+    inline void operator()() { d_session.confirmMessages(&d_builder); }
+};
+
 }  // close unnamed namespace
 
 // -----------------
@@ -685,10 +728,9 @@ void Application::onMessageEvent(const bmqa::MessageEvent& event)
 
                 bmqt::EventBuilderResult::Enum rc =
                     bmqp::ProtocolUtil::buildEvent(
-                        bdlf::BindUtil::bind(f, &confirmBuilder, message),
-                        bdlf::BindUtil::bind(&bmqa::Session::confirmMessages,
-                                             d_session_mp.get(),
-                                             &confirmBuilder));
+                        BuildConfirmFunctor(confirmBuilder, message),
+                        BuildConfirmOverflowFunctor(*d_session_mp.get(),
+                                                    confirmBuilder));
 
                 BSLS_ASSERT_SAFE(rc == 0);
                 (void)rc;  // compiler happiness
diff --git a/src/groups/bmq/bmqp/bmqp_protocolutil.h b/src/groups/bmq/bmqp/bmqp_protocolutil.h
index b8c2af80f..0532c6e35 100644
--- a/src/groups/bmq/bmqp/bmqp_protocolutil.h
+++ b/src/groups/bmq/bmqp/bmqp_protocolutil.h
@@ -399,10 +399,20 @@ struct ProtocolUtil {
     /// Invoke the specified `action` and if it returns e_EVENT_TOO_BIG then
     /// invoke the specified `overflowCb` and call `action` again.  Return
     /// result code returned from `action`
+    /// DEPRECATED: use `buildEvent` with functors instead, to avoid loss of
+    ///             performance from `bsl::function` on critical paths.
     static bmqt::EventBuilderResult::Enum buildEvent(
         const bsl::function<bmqt::EventBuilderResult::Enum(void)>& action,
         const bsl::function<void(void)>&                           overflowCb);
 
+    /// Invoke the specified `actionCb` and if it returns e_EVENT_TOO_BIG then
+    /// invoke the specified `overflowCb` and call `actionCb` again.  Return
+    /// result code returned from `action`
+    template <class ACTION_FUNCTOR_TYPE, class OVERFLOW_FUNCTOR_TYPE>
+    static bmqt::EventBuilderResult::Enum
+    buildEvent(ACTION_FUNCTOR_TYPE&   actionCb,
+               OVERFLOW_FUNCTOR_TYPE& overflowCb);
+
     /// Encode Receipt into the specified `blob` for the specified
     /// `partitionId`, `primaryLeaseId`, and `sequenceNumber`.
     static void buildReceipt(bdlbb::Blob*        blob,
@@ -708,6 +718,22 @@ inline bmqt::EventBuilderResult::Enum ProtocolUtil::buildEvent(
     return rc;
 };
 
+template <class ACTION_FUNCTOR_TYPE, class OVERFLOW_FUNCTOR_TYPE>
+inline bmqt::EventBuilderResult::Enum
+ProtocolUtil::buildEvent(ACTION_FUNCTOR_TYPE&   actionCb,
+                         OVERFLOW_FUNCTOR_TYPE& overflowCb)
+{
+    bmqt::EventBuilderResult::Enum rc = actionCb();
+    if (BSLS_PERFORMANCEHINT_PREDICT_UNLIKELY(
+            bmqt::EventBuilderResult::e_EVENT_TOO_BIG == rc)) {
+        BSLS_PERFORMANCEHINT_UNLIKELY_HINT;
+
+        overflowCb();
+        rc = actionCb();
+    }
+    return rc;
+};
+
 inline void ProtocolUtil::buildReceipt(bdlbb::Blob*        blob,
                                        int                 partitionId,
                                        unsigned int        primaryLeaseId,
diff --git a/src/groups/mqb/mqba/mqba_clientsession.cpp b/src/groups/mqb/mqba/mqba_clientsession.cpp
index 0d1d5674c..45bd278ee 100644
--- a/src/groups/mqb/mqba/mqba_clientsession.cpp
+++ b/src/groups/mqb/mqba/mqba_clientsession.cpp
@@ -287,6 +287,56 @@ void finalizeClosedHandle(bsl::string description,
                   << handle->handleParameters();
 }
 
+/// Stack-built functor to pass to `bmqp::ProtocolUtil::buildEvent`
+struct BuildAckFunctor {
+    // DATA
+    bmqp::AckEventBuilder&   d_ackBuilder;
+    int                      d_status;
+    int                      d_correlationId;
+    const bmqt::MessageGUID& d_messageGUID;
+    int                      d_queueId;
+
+    // CREATORS
+    inline explicit BuildAckFunctor(bmqp::AckEventBuilder&   ackBuilder,
+                                    int                      status,
+                                    int                      correlationId,
+                                    const bmqt::MessageGUID& messageGUID,
+                                    int                      queueId)
+    : d_ackBuilder(ackBuilder)
+    , d_status(status)
+    , d_correlationId(correlationId)
+    , d_messageGUID(messageGUID)
+    , d_queueId(queueId)
+    {
+        // NOTHING
+    }
+
+    // MANIPULATORS
+    inline bmqt::EventBuilderResult::Enum operator()()
+    {
+        return d_ackBuilder.appendMessage(d_status,
+                                          d_correlationId,
+                                          d_messageGUID,
+                                          d_queueId);
+    }
+};
+
+/// Stack-built functor to pass to `bmqp::ProtocolUtil::buildEvent`
+struct BuildAckOverflowFunctor {
+    // DATA
+    mqba::ClientSession& d_session;
+
+    // CREATORS
+    inline explicit BuildAckOverflowFunctor(mqba::ClientSession& session)
+    : d_session(session)
+    {
+        // NOTHING
+    }
+
+    // MANIPULATORS
+    inline void operator()() { d_session.flush(); }
+};
+
 }  // close unnamed namespace
 
 // -------------------------
@@ -560,13 +610,12 @@ void ClientSession::sendAck(bmqt::AckResult::Enum    status,
 
     // Append the ACK to the ackBuilder
     bmqt::EventBuilderResult::Enum rc = bmqp::ProtocolUtil::buildEvent(
-        bdlf::BindUtil::bind(&bmqp::AckEventBuilder::appendMessage,
-                             &d_state.d_ackBuilder,
-                             bmqp::ProtocolUtil::ackResultToCode(status),
-                             correlationId,
-                             messageGUID,
-                             queueId),
-        bdlf::BindUtil::bind(&ClientSession::flush, this));
+        BuildAckFunctor(d_state.d_ackBuilder,
+                        bmqp::ProtocolUtil::ackResultToCode(status),
+                        correlationId,
+                        messageGUID,
+                        queueId),
+        BuildAckOverflowFunctor(*this));
 
     if (rc != bmqt::EventBuilderResult::e_SUCCESS) {
         BALL_LOG_ERROR << "Failed to append ACK [rc: " << rc << ", source: '"